You’re not just buying a house….
…You’re choosing your next home
While it can be a stressful process, it doesn’t have to be.
I’ll listen and I make sure you find just the right place that you and your family will love. Because you’re not just making a purchase, you’re deciding where you’ll be making memories with your loved ones.
I’ll make sure this is your best move yet.
The 7 Secrets of Savvy Home BuyersLindsay's time tested tips for buying a home
1. Think about the neighborhood
Buying a home isn’t just about a house, it’s choosing a way of life. Where that house sits matters just as much as the floor plan. When you consider a home you need to think about living there, which means what will your days and nights be like? Does this neighborhood add time to your commute, or is it closer to work and/or school? How close or far are the neighbors? Is it important to you to be near parks or shopping? What is the median value of homes in the neighborhood and how does this house compare? Be sure you like the house and the neighborhood or you’ll never truly feel at home.
2. You’re not a fortune teller
If by chance you can predict the future, then buy a lottery ticket already. Otherwise, it’s not likely you’ll be able to predict the housing market and figure out when is the best time to buy. Trying to play that game is impossible. The best time to buy is when you find the right house and you can afford it. Real estate is cyclical, it goes up and it goes down and even experts make bad predictions. So, if you try to wait for the perfect time to buy, you’re probably going to miss out.
3. Don’t buy big stuff
No doubt you already know how important credit is when it comes to buying a house, but not everyone knows that using credit for big purchases too close together can be a costly mistake. For up to six months after making a big purchase your credit score actually dips a bit, which means you’ll pay more interest on your home loan. The best thing to do is spread out major purchases so you always get the best rate.
4. Get pre-approved
Right now the market is moving pretty quickly, and as a result, most homeowners won’t even consider an offer on their home if you don’t have a pre-approval letter. As soon as you are serious about buying a home get pre-approved by your bank or mortgage company. This also helps you know what price range of home you should be considering.
5. Think about the future
Odds are you’ll be in this home for a number of years so you need to remember that you’re buying to meet your current needs, but also future ones. In the next few years will there be more or fewer people in your household? How will your lifestyle evolve over the next few years? Will you be returning to work or maybe retiring? Do you have growing children or aging parents? Be sure to anticipate your future needs and choose a home that will continue to be a good fit in the years to come.
6. Don’t sweat the small stuff
Most houses aren’t going to look like the ones on HGTV. You’ll probably find paint colors you don’t like or overgrown hostas in the front yard. No house is going to be perfect, so learn to look past things that are easy to change when the home is yours. Decorating is typically easier and cheaper to change than many people realize. If you’re not sure whether or not something is “small stuff” that’s what I’m here for, just ask.
7. Learn to compromise
Even if you had all the time and money in the world you’d never find, or build the perfect house. The best thing you can do is decide ahead of time what are your needs versus your wants. Then look at those things that you list as needs–which are deal breakers, and which can you have some flexibility with? Thinking through this ahead of time makes your whole experience looking for a home far less stressful.